House Hack Calculator

See how rental income from an ADU can reduce your monthly mortgage payment.

Purchase Details

Purchase Price $550,000

Down Payment 5% · $27,500

Interest Rate 6%

Basic estimate uses a 30-year loan and includes principal & interest only. Taxes, insurance, PMI, and HOA are not included unless you add them under Advanced Options.

Rental Income

Expected ADU Rental Income $1,500/mo

Advanced Options

Loan Term

yrs

Property Taxes

Insurance

PMI

HOA

Enter monthly amounts for taxes, insurance, PMI, and HOA.

Loan Amount $0

Principal & Interest $0/mo

Taxes, Insurance, PMI & HOA —

ADU Rental Income -$1,500/mo

Your Monthly Payment After ADU Income

$0/mo

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* Estimate for educational purposes only. Actual costs vary by credit, lender, property, and location. Consult a licensed mortgage professional for exact figures.